Reference

Your Agreement With ratuliga Starts Here

These terms and conditions govern your use of ratuliga and every transaction you make through our platform, including deposits via DANA, OVO, GoPay and QRIS.

Applies to all ratuliga accountsDANA, OVO, GoPay & QRIS coveredIndonesia-specific clauses includedEffective immediately on account creationUpdated terms notified via email
ratuliga Your Agreement With ratuliga Starts Here
TERMS SUPPORT CHANNELS

How to Reach Us About These Terms

If any clause in these terms and conditions is unclear, or if you believe a term has been applied incorrectly to your account, our support team is available to clarify and resolve…

Live Chat Available 24 hours a day, seven days a week directly inside your ratuliga account dashboard. Use this channel for immediate questions about how a specific clause applies to your account or recent transaction.
Email Support Send detailed terms queries to our support address listed in your account settings. We aim to respond within four hours during business hours, and within twelve hours on weekends and public holidays.
Help Centre Our self-service Help Centre contains the full text of current terms, a changelog of recent updates, and answers to frequent questions about account eligibility and payment policy under Indonesian conditions.
ACCOUNT AND DATA PRACTICES

How We Handle Your Data Under These Terms

These terms and conditions extend to how ratuliga collects, stores and processes your personal data.

Data Retention Policy

We retain your account data for as long as your account remains active and for a defined period after closure, in line with Indonesian financial record requirements. You may request a summary of retained data via email at any time.

Cookie Usage

Our platform uses functional and analytical cookies to maintain your session and improve your experience. You can manage cookie preferences through your browser settings; disabling certain cookies may affect account login and payment flow for DANA or OVO.

Account Security Terms

You are responsible for keeping your login credentials confidential. ratuliga uses encrypted connections for all account sessions, and we will never ask for your password via live chat, email or any external channel.

Withdrawal Verification

All withdrawals — including those routed through GoPay and QRIS — are subject to identity verification steps outlined in these terms. Verification is completed within two business days for standard account tiers.

Terms Change Notification

When we update these terms, we send a notification to your registered email at least seven days before the new version takes effect. Continued use of your account after that date constitutes acceptance of the revised terms.

Dispute Resolution Contact

If you disagree with how a term has been applied — for example, regarding a game result in Baccarat or a DANA deposit dispute — you may escalate via our formal dispute form found in the Help Centre under Account & Payments.

Common Questions About Our Terms

We have compiled the questions our account holders ask most frequently about these terms and conditions. Each answer reflects the exact policies we apply to ratuliga accounts in Indonesia, covering payment handling, account rights and how to act if something does not look right on your end.

These terms take effect the moment you complete account registration on ratuliga. By submitting your details and creating a login, you confirm that you have read and accepted all current clauses, including those covering DANA and OVO deposits.

No. We are required under our own policy to notify you at least seven days before any change takes effect. That notification goes to your registered email address, and the updated terms are posted in the Help Centre before the effective date arrives.

Depending on the nature and severity of the breach, we may restrict your account activity, suspend withdrawals pending investigation, or permanently close the account. You will receive a written explanation via email detailing which clause was breached.

Yes. The terms and conditions include a section on game conduct and result integrity. If you believe a result in Rocket Crash, Super Bingo or any other title was processed incorrectly, you may raise a formal dispute through the Help Centre within 48 hours.

Send a written request to our support email address listed in your account settings. We process data access requests within five business days and deletion requests within fourteen business days, subject to any legal retention obligations applicable in Indonesia.

The core terms apply equally across all payment methods. However, there are payment-specific clauses — for example, GoPay withdrawal timing and QRIS transaction limits — that are detailed in the Payments section of the full terms document in the Help Centre.

Start with our 24-hour live chat for quick clarification. For formal disputes, use the dispute submission form in the Help Centre. If unresolved after ten business days, you may request escalation to our senior account review team via email. Access depends on local law.